WALLET TIPS: Be Wise, Digitize!

by | Nov 18, 2016 | Lifestyle

I still have a checkbook. Yes I know I’m the guy who preaches to get all aspects of your life on the digital train that continues to roll down the tracks of our busy lives. But I still have that stack of checks sitting in my office drawer just in case someone or some company I deal with doesn’t take credit cards or online payment.

The reality is that digitizing your life can have a bonus effect on your wallet.  Banks have caught on and quickly adapted new tools to make our financial routines simple.  And less paperwork is good for everyone along with the environment.

Capital One is a trendsetter in this area with many services and features that help automate our fiscal processes.  Online Bill Pay is my personal favorite as you can set up most all of your bills to automatically be paid without trying to remember due dates and – wait for it – writing a check, putting in an envelope and licking a stamp.

Depositing checks at a bank branch may one day be a thing of the past and Capital One is expediting that paradigm shift with Mobile Check Deposit. Snap a photo of a check with your camera phone (I know you have one of those) and it is done.

For those who want an easy-to-read overview of their account, Capital One Enhanced Transactions gives a quick, detailed look at purchases, ATM withdrawals and more.

When it comes to saving money, Houstonians should feel pretty good about themselves.  Houston ranked number four on GoBankingRates.com’s list of the best cities for saving money (out of the 100 most populated U.S. cities) and number nine on Credit Donkey’s list of best cities for frugal living.

But no matter where you live there are many things you can do to save time and money by digitizing.  Digital Life Expert (not as cool a moniker than The High-Tech Texan. Haha!) Katie Linendoll put together some smart tips that can quickly keep more of your money in your banking account.  Check them out here:

I especially like her tips on making your home smarter by switching to a smart thermostat.  And I constantly tell my radio listeners to take their old phones, tablets and other tech and turn them into cash on internet trade-in sites.  Clean your drawers and closets now, people!

So even if you still write checks like it’s the Dark Ages, there is no reason why you can’t start following a few of these tips to simplify your life and save more time and money.


This post is sponsored by Capital One. All opinions are my own and were not directed by Capital One.  To learn more about Capital One, visit www.capitalone.com